Nigeria’s digital footprint is growing rapidly. Systems such as the National Identity Number, NIN, Bank Verification Number, BVN, and digital payment platforms are expanding across the country.

In a major boost for financial inclusion in Nigeria, fintech-driven microfinance bank, FairMoney, has disbursed over N150 billion in loans in the past year while paying more than N7 billion in interest to its savings customers.

A new report by Google and Ipsos has revealed that 93 per cent of Nigerians now use artificial intelligence, AI, to learn and understand complex topics, significantly higher than the global average of 74 per cent.

The integration of advertising has been a key question for generative AI chatbots, with companies largely reluctant to interrupt the user experience with ads.

“At first, I tried to stay calm, telling myself maybe his battery was dead or he was just settling in. But every hour that passed…”