Vanguard Money Digest

How small businesses can adopt modern strategies, survive Nigerian market

How small businesses can adopt modern strategies, survive Nigerian market

In today's fast-paced business world, technology is changing the game for many businesses, and this is especially true for how businesses market and sell their products. Adapting to these changes is no longer a choice; it's a must for business survival and those who don't keep up are in danger of falling behind.
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How to stop hustling and start positioning for wealth

How to stop hustling and start positioning for wealth

The word positioning means to be well placed in a path of opportunity, ready and able to harvest, extract, and leverage opportunities when they show up. This means that positioning that creates wealth involves three things – a path where opportunities flow, your position on that path and your ability to extract and leverage opportunities […]

DIY Investing: Despite Knowledge, You Could Still Lose Money

DIY Investing: Despite Knowledge, You Could Still Lose Money

DIY investing stands for “do it yourself investing”. This is a type of investing in which the investor does not take any help from investment advisors or financial planners or any other professional. DIY investing has been gaining in popularity in Nigeria and around the world. This is largely because of the low barrier to entry […]

Retail investors take positions in MTN public offer

Retail investors take positions in MTN public offer

·    What is remarkable about the offer – Stock Exchange boss By Emeka Anaeto, Business Editor As the ground-breaking public offer of the 575 million units of ordinary shares of Nigeria’s telecom giant, MTN Nigeria, gets underway, feelers from the stock market indicate excitement that could lead to an oversubscription. But the parties to the offer […]

Unlocking the potentials of AfCFTA: Impact on Insurance services

Unlocking the potentials of AfCFTA: Impact on Insurance services

  Global trade and commerce has always been driven by deliberate partnership and agreement reached amongst countries of the world to harness individual country’s potentials, especially where they have competitive advantage over the others. The essence is to make services and goods available to their citizenry. Efforts in this direction are age long, traceable to […]

Strategy for creating brand awareness

Strategy for creating brand awareness

As we come to the end of the year, it’s time for us to take stock of the topics we have discussed thus far. We have defined a brand and how to build one, your value proposition; how to position your brand, and so on. Now, it is time to get your message out there. […]

It’s time for your portfolio rebalancing

It’s time for your portfolio rebalancing

By Sola Oni The emergence of Omicron variant of the killer Covid-19 is causing disquiet in the global landscape. Barely few minutes of the  news break of Omicron’s three cases in Nigeria, Canada swiftly placed the country on the ban list while every country is undergoing minor panic on the arrival of Omicron. Investopedia has identified […]

How to know you will achieve financial freedom

How to know you will achieve financial freedom

One of the wisest things to do early in your career is to know upfront if you will achieve financial freedom. You then assess what kind of financial freedom you will achieve and what your chances of achieving total financial freedom you have. Not everyone that sets out to achieve financial freedom will achieve it. […]

Bank customers’ deposits rise 12.6% to N28.7trn

Bank customers’ deposits rise 12.6% to N28.7trn

·    Cash are warehoused due to uncertainties – BCAN By Elizabeth Adegbesan Customer deposits in 10 leading banks stood at N28.7 trillion as at nine months ended September 2021. This represents a 12.6 per cent rise when compared with N25.4 trillion deposits recorded in the corresponding period of 2020. The banks are Guaranty Trust Bank (GTB), United Bank […]

Using margin facility, securities lending to maximise investment income (Part 2)

Using margin facility, securities lending to maximise investment income (Part 2)

By David Adonri, Highcap Securities To recap the first part of this 2 – piece series, margin lending and securities lending are two sides of the same coin. In the previous edition, it was stated that margin facility is a well established short term cash liquidity enhancer for investors and an important credit outlet for […]

Capital market as catalyst for Nigeria’s economic growth, devpt

Capital market as catalyst for Nigeria’s economic growth, devpt

By David Adonri, CEO, Highcap Securities Ltd Above title is drawn from the theme of recently concluded 25th annual conference of the Chartered Institute of Stockbrokers (CIS). Although the conference has ended, matters arising from it continue to reverberate, generating expert comments and also stimulating further discussions.  This topic remains thought provoking as Nigeria is […]

Using margin facility, securities lending to maximise investment income

Using margin facility, securities lending to maximise investment income

By David Adonri At the mention of margin trading facility, many Nigerian investors become scared to their bone marrow because of the bitter experience from the so-called margin crisis during the global meltdown in 2008. That unfortunate event tarnished the good image of margin facility which was scarcely in use then but mistaken for the […]

The concept of investment risk & risk management

The concept of investment risk & risk management

By Lilian Olubi  The American economist, Benjamin Graham, popularly known as the father of value investing said this about risks: ‘‘The essence of investment management is the management of risk not the management of returns’’. I find the quote to be quite apt because risk is inseparable from return and is the age-long and proven […]

NDIC calls for more customer enlightened on bank charges

NDIC calls for more customer enlightened on bank charges

By Elizabeth Adegbesan The Managing Director/Chief Executive Officer, Nigerian Deposit Insurance Corporation, NDIC, Hassan Bello, has said there is the need for bank customers to be enlightened on bank charges. Speaking at a three day Workshop with the theme: “Enduring Extreme Disruption–Resilience & Reinvention for Banking System Stability and Deposit Insurance,” organized for Business Editors […]

MIDDLE CLASS POVERTY: How to escape the rich dad, poor dad, same dad syndrome

MIDDLE CLASS POVERTY: How to escape the rich dad, poor dad, same dad syndrome

By Grace Agada Poverty comes in different shades and types and depending on where you are you will be threatened by a certain type of poverty. However, for this article we focus on three types of poverty and each of them threatens different classes in the society- the lower class, the upper class, and the […]

Who’s afraid of Nigeria’s Stockbrokers?

Who’s afraid of Nigeria’s Stockbrokers?

By Sola Oni The Broad Street in Lagos is the replica of the Wall Street in the United States of America.  Both Streets harbour the  topnotch companies in the financial market. While the New York Stock Exchange, the largest Exchange in the world with an equity market capitalization of about $30  trillion, is the cynosure of the Wall […]

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