Often said, workplace best practice disalignment and human capital mismanagement has been a bane affecting both public and private organisations in Nigeria.

There is an adage that says: “There are no bad followers but bad leaders.” So you need to do your assignment before you pass your money to your customers. We talk about policies relating to risk and the types of policy we have are policies that tell us to begin and end a loan. There are businesses we can do and not do. The things we look out for are cash flow of the person, integrity of the person and sustainability. Once the customer has met all the conditions, we disburse the money.

THE Debt Management Office (DMO) will, this week, offer N110 billion worth of FGN bonds in commencement of  its 2018 bond issuance programme, prompting expectations of reduced liquidity mop-up operations by the Central Bank of Nigeria (CBN).

Last week, the Nigerian Stock Exchange, NSE, held a session with stakeholders in the capital market where it reviewed activities in the stock market for the past year and also made projections into the new year. Some of the issues discussed  at the event, which was presided over by Oscar Onyema, the Chief Executive, NSE, included the need to increase level of activities  in the market via active participation of the domestic retail investors, revival of Initial Public Offers, IPOs, and the need to do more with regards to the protection of minority investors’ interest, especially as it relates to recent  delisting of some companies among others. PETER EGWUATU & NKIRUKA NNOROM were there and captured the interaction for Financial Vanguard.

THE National Insurance Commission, NAICOM, has said that prospective microinsurers must maintain a statutory deposit of 10 percent of the minimum capital requirement with the Central Bank of Nigeria, CBN.