Optasia has reaffirmed its 2026 growth outlook after delivering a strong first-half financial performance, with growth across several emerging markets offsetting the temporary disruption to its airtime credit business in Nigeria.
The upbeat outlook comes days after the company highlighted its expansion across emerging markets and growing focus on artificial intelligence-driven financial services, underscoring a diversification strategy that is increasingly reducing its reliance on any single market.
In its interim trading update for the six months ended June 30, 2026, Optasia said it expects revenue to grow by between 50 and 60 per cent over the corresponding period in 2025, while adjusted Earnings Before Interest, Taxes, Depreciation and Amortisation (EBITDA) is projected to increase by between 40 and 50 per cent. Normalised net income is expected to rise by between 30 and 40 per cent.
The company said the performance was driven by continued momentum in its Mobile Financial Services (MFS) business, which now contributes about 72 per cent of group revenue, alongside resilient performance across its wider Advanced Credit Solutions (ACS) business.
According to the company, strong performances in Ghana, Pakistan, Indonesia and Congo-Brazzaville helped offset the impact of the temporary disruption to its Advanced Credit Solutions operations in Nigeria, demonstrating the resilience of its diversified operating model.
“The Board believes this performance demonstrates the resilience of Optasia’s platform and the strength of the Group’s diversified operating model,” the company said.
As part of its growth strategy, the fintech firm expanded into Gabon and South Sudan during the period and launched its first merchant lending solution, which it plans to roll out across its existing markets.
Optasia reaffirmed its full-year 2026 guidance, maintaining that it expects revenue and adjusted Earnings Before Interest, Taxes, Depreciation and Amortisation to grow by more than 30 per cent.
The company also noted that airtime credit services in Nigeria, which were suspended in April, have resumed.
However, it said it expects a gradual recovery in transaction volumes and consequently projected full-year normalised net income growth of between 25 and 35 per cent.
The trading update reflects the company’s strategy of driving growth through geographic expansion and broader digital financial services across Africa, the Middle East and Asia, even as it navigates temporary disruptions in individual markets.
The company is expected to publish its full interim results for the first half of 2026 on or around September 14.
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