By Cynthia Alo 

Fintech startup, CrediSure Financial Technologies is set to unveil its suite of credit scoring and digital lending platforms aimed at closing the credit access gap for under-banked individuals and small businesses in Nigeria.

In an interview with Vanguard on the development, the firm’s Co-founder, Ayodeji  Oluyemi, said it is rolling out three core products; CrediSure Lite, CrediSure Business, and the CrediSure SaaS Lender Dashboard designed to help lenders make data-driven decisions using alternative credit scoring models. 

According to him, the app is 90 percent completed and set to launch via the web and Playstore. 

He stated: “We are building more than just a credit scoring tool. We are creating a bridge of trust powered by real-time financial data. Millions of Nigerians are creditworthy but remain invisible to banks because they operate informally. We are here to change that.”

According to him, CrediSure Lite targets individuals aged 18 and above, while CrediSure Business provides credit profiling for companies, including tax and business registration data. The SaaS Lender Dashboard enables lending institutions to showcase products, evaluate applicants with financial analytics, and monitor loan repayment through open banking integrations.

Oluyemi, a business strategist with over 15 years of experience across sectors including banking, tech, and real estate, said the inspiration for CrediSure came from the exclusion of gig workers and SMEs from formal credit systems.

With Nigeria’s formal credit penetration still low among its adult population, Oluyemi says CrediSure offers a path to inclusive lending. “We want to empower both borrowers and lenders with transparent risk profiles and a fair debt recovery system,” he added.

Speaking on data privacy and security, Oluyemi said all data collection is consent-driven, and users have full control adding that the app uses end-to-end encryption, secure cloud infrastructure, and in regulatory compliance with Nigeria’s Data Protection Act and GDPR standards.