By Juliet Umeh

Financial literacy advocate, Emuobonuvie Akpeghagha, has launched a new book to champion a fresh, people-centered approach to money education, one that is simple, easy to understand, and tailored to real-life experiences.

The book, titled: “The Financial Inclusion Blueprint,” aims to close Nigeria’s financial literacy gap with practical tools, relatable stories, and a language that speaks directly to everyday Nigerians.

Akpeghagha said: “People don’t need another textbook; they need a financial guide that speaks their language, understands their realities, and offers real solutions.

“Written in a conversational tone, The Financial Inclusion Blueprint covers budgeting, saving, debt management, investing, and wealth building.

“The book draws from my personal experiences as a Nigerian student, immigrant, and entrepreneur, offering templates, debunked myths, and real-life examples tailored to market women, youth, and small business owners.

“The book’s launch comes at a time when financial illiteracy in Nigeria remains a critical yet often overlooked issue. According to a 2023 report by Enhancing Financial Innovation & Access, EFInA, over 58 percent of Nigerian adults still lack access to formal banking services, and even fewer understand core concepts like budgeting or compound interest.”

Akpeghagha argues that the problem goes beyond knowledge, it is systemic exclusion.

“Women, artisans, market traders, and first-generation graduates have been left out of these conversations for too long. Financial literacy must be redefined as a human right,” she said.

Beyond the book, Akpeghagha has led grassroots financial literacy campaigns across urban and rural Nigeria. From WhatsApp broadcasts and voice notes to Instagram Live sessions and community workshops, her initiatives have reached over 1,000 individuals across Nigeria, Ghana, Kenya, and the Nigerian diaspora.

She is also advocating for policy reform, urging the Nigerian government and private sector to integrate personal finance education into secondary and tertiary school curricula. Her team is currently piloting financial education programs in schools, NYSC camps, and NGOs, while exploring partnerships with microfinance banks and fintech firms to expand access to non-English speakers and low-literacy communities.

The Financial Inclusion Blueprint is now available on Amazon and is designed to serve as a household resource, civic education tool, or NGO curriculum. Each chapter includes budgeting tips, reflection exercises, and step-by-step guides to help readers take control of their finances.

Akpeghagha stated: “True financial inclusion is about freedom, dignity, and choice. Every Nigerian deserves the tools to dream, plan, and build a secure future.”