The work of a risk manager in a bank has been described as a difficult one by Agbata Steve Ndubuisi, manager of a Zenith Bank branch in Abuja.

Agbata, popularly known as Elder Steve Agbata concisely articulated the risk that comes with the job, saying: “The most difficult part of my job as a risk manager is having to go for loan recovery from defaulters. This at times results in either verbal attacks or physical assaults.”

With over 17 years work experience in the banking industry, Elder Steve Agbata, a fellow of the Chartered Institute of Loan and Risk Management of Nigeria, said further: “It’s really not been easy as a Certified Risk Manager as well as a Financial Consultant. This is because everything in Nigeria is about risk.”

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According to him, Nigerians have a low appraisal of operational and financial risks. “The financial risk is much better because it is a highly regulated industry,” he observed.

A native of Ogidi, Idemili North LGA of Anambra State, Elder Steve Agbata who turned 44 this year, is a well-read individual, having obtained a bachelor’s degree in Political Science from Nnamdi Azikiwe University, Awka and also Masters in Public Administration (MPA) in Financial Management from the University of Nigeria, Nsukka, where he is currently studying for his doctorate degree.

Speaking about the trend of entrepreneurship in Nigeria, Elder Steve Agbata avowed that the Nigerian economy has not been friendly to entrepreneurs, especially small scale business owners.

This situation, he affirmed is further worsened by the economy sliding into recession. “However, I strongly believe that if the country can exit from recession sooner than later, there is light at the end of the tunnel,” he said.

Vanguardngr.com