Many small and medium scale business owners have many challenges in accessing loans from commercial banks. In its radio programme, smedigest on Inspiration 92.3 FM, Access Bank Plc outlines briefly the what it takes for SMEs to access business loans from the bank. The bank’s Group Head, Emerging Businesses, Mrs Ayo Olojede, and her colleagues, Olakunle Ajilabu and Tamunotonye Onianwah, fielded questions.