The Chairman, National Hajj Commission of Nigeria, NAHCON, Zikrullah Kunle Hassan and Kano State Governor Abdullahi Umar Ganduje has on Sunday told intending pilgrims of the Hajj exercise who are mostly are cattle rearers that they don't have to sell off or dispose of their assets such as livestock and others to pay for hajj with the introduction of a new initiative, Hajj Saving Scheme.