Oceanic Bank International Plc has launched into the banking public an array of new products designed to meet the need the variousÂ segment of the banking populace for personalised services
A statement issued by the bank in Lagos said the new retail products were tailored to meet the needs of every customer.
The products are Easy Savings, Silver Savings and Silver Current, Gold Savings and Gold Current, Platinum Savings and Platinum Current.
The products, according to the bank, are a special package offering a wide range of banking products and benefits to reward their patronage, adding that the products were designed to cater for varying individual customerâ€™s needs.
Explaining the reasons for the introduction of the products, the bank said â€œWhy fit in when you can stand out. At Oceanic Bank, we recognize that individuals have different banking needs and that no single size fits all. We have, therefore, tailored the different variant to suit the banking requirements of our most valued customers.â€
Identifying the features of the products, the bank management stated that the Oceanic Platinum, in both Current and Savings account variation, is for persons who require a COT free current account and want a flexible current account without transaction or account maintenance fees.
It stated further that the new products would be ideal for those who require more than a traditional current account but an improved one which comes with personalized services.
â€œAlso, customers who want the fallback of overdraft protection on their current account to cover emergencies.â€
Giving the uniqueness of the products, Oceanic Bank noted the products have the distinctive offerings such as personalized debit cards providing access to over 8,000 Interswitch ATMs and 13,000 POS terminals nationwide; personalized cheque books allowing customers to make payments to third parties conveniently and safely; a dedicated Wealth Management would be assigned to you to deliver top-notch banking services at your convenience.
Overdraft Facility and access funds to improve cash flow by applying for an overdraft.
The products are also supported by the bankâ€™s subsidiaries and its reward partners who are also offering their services to compliment the benefits derivable from the products.
These complimentary services include term insurance, health plans, lifestyle benefits and free financial planning.
It added that subscribers to the product are to enjoy certain benefits features such a dedicated wealth management specialist; convenience in building up savings; flexibility as prospective account holder can pay in dividend warrants and make use of personalized cheques.